Best Payment Gateways for Safa E-commerce Store in India
Introduction
Establishing an online e-commerce store on Safa in India comes with the challenge of selecting the right payment gateway. Here are the top 5 payment gateways that offer easy approval, no setup or maintenance charges, and a flat 2% transaction fee along with GST.
Choosing the Right Payment Gateway for Your Safa E-commerce Store in India
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When establishing an online e-commerce store on Safa in India, a common challenge is selecting the appropriate payment gateway.
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Safai Payment does not operate in India, necessitating the use of a third-party payment gateway that can be integrated with Safai.
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Although numerous payment gateway options exist in India, the focus today is on those that offer easy approval, no setup or maintenance charges, and a flat 2% transaction fee along with GST.
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Razor Pay is a recommended choice for e-commerce stores in India due to easy approval, no setup or maintenance charges, and a flat 2% transaction fee along with GST.
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In addition to serving as a payment gateway, Razor Pay provides additional services such as current accounts and payroll services, offering multiple options for setting up an online store.
Best Payment Gateways for Running Your Business
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One great option for running your business smoothly is Pho Pay Payment Gateway.
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Having a payment gateway like Pho Pay can help build trust with customers.
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The customer service team at Pho Pay has personally impressed me with their excellent support.
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Currently, Pho Pay is offering a limited time promotion where there are no charges for transactions, making it a cost-effective choice.
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Another good option is Cash Free, which has a very fast onboarding process, providing approval within a day if all documents are correct.
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Cash Free also offers a flat charge of Rs 1.95, which is currently the lowest among payment gateways with flat charges.
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The technology and service provided by Cash Free are exceptional.
Payment Gateways in India: A Detailed Comparison
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I have utilized multiple payment gateways in my projects and received positive feedback.
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The fourth option is the Paytm2 payment gateway, which is widely used in India. Users can make online payments through Paytm2, and approval is granted upon submission of correct documents. The low charges associated with Paytm2 make it a beneficial long-term option for users.
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The charges for UPI Pay and RuPay Card are zero, and these are widely used by the majority of people in India. In comparison, other debit cards like Visa and MasterCard may have charges, such as a fee of ₹2000000 or a deduction of ₹90 for payments over ₹2000. These charges are among the lowest in the market.
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For credit cards, the charges are as low as Rs. 1.99. Detailed pricing can be viewed on the official website of Paytm2.
Comparison of Pay U and I Mazo Payment Gateways
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When I first started freelancing, I used Pay U as my payment gateway and found the payment approval process, services, and overall experience quite good. However, with the current scenario, Pay U’s onboarding process has not yet started. Although other payment gateways have initiated onboarding, Pay U is lagging behind. If they start in the future, it could be a viable option.
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Pay U Payment Gateway has flat 2 charges, with GST added on top. The charges are competitive and aligned with market rates.
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Another payment gateway worth mentioning is I Mazo. By default, it cannot be integrated with Saif Store, but third-party plugins offer an easy integration solution. With careful execution, the integration process hardly takes 20 to 25 minutes.
Comparison of Different Payment Gateways
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When it comes to choosing a payment gateway, ease of approval and documentation play a crucial role. One particular payment gateway stands out in this regard, as it provides easy approval and documentation compared to others.
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In terms of charges and ease of use, this payment gateway charges a flat fee of Rs. 2 per transaction, along with an additional variable charge. This makes it relatively more expensive compared to other options. Despite the higher cost, it is still a popular choice due to its overall positive user experience.
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It’s important to note that the recommendation for this payment gateway comes from personal experience, and there are no sponsorships involved. The recommendation is based on practical usage while building various websites.
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If you have any questions or need further clarification, feel free to ask in the comment section. And if you found this information helpful, don’t forget to subscribe for more content. Thank you and see you in the next video!
Conclusion
Selecting the right payment gateway is crucial for the success of an e-commerce store. These top 5 payment gateways for Safa in India offer easy approval, no setup or maintenance charges, and a flat 2% transaction fee along with GST, making them ideal choices for online businesses.